Spiral empowers community banks with strategic, innovative turnkey integrations, driving member loyalty and attracting new generations through community impact. With Spiral's Everyday Impact™, customers can round up card transactions for meaningful change within their communities, and monthly card transactions can increase by up to 3.6X. In addition, community banks also offer tax-beneficial Donor Advised Fund Accounts and a Giving Center, facilitating monthly charitable giving subscriptions by their customers. Community banks can expect up to 3X higher deposit rates, 30% more digital engagement, and up to 65% reduction in acquisition costs.
 

With Spiral, you can:

• Increase revenue

  • Increase revenue through higher engagement and increased spending with your debit and credit cards.

• Reach new audiences and lower your customer acquisition costs

  • Reach new audiences through organic channels and lower your customer acquisition costs by creating cause marketing campaigns and content that people love and share on social media.

• Attract and engage Gen-Z customers

  • Attract Gen-Z Customers who want to use products from socially responsible companies.

• Differentiate your brand with purpose

  • Build your brand as a mission-driven company with a positive reputation among employees, customers, and partners. Embed impact in your bank accounts, debit cards, and credit cards.

• Diversify revenue with donor-advised funds

  • Diversify revenue by offering high-yield donor-advised funds that can grow tax-free.

• Stand out in the market

  • Differentiate from competitors and stand out in the market.

• Amplify your community impact

  • Engage your served communities easily and cost-effectively using turn-key tools.

• Increase customer loyalty and retention

  • Increase customer loyalty and retention by allowing your account holders to easily donate and manage their giving from their bank account and get an annual tax report.

• Make your community stronger

  • Build a stronger community by allowing your customers to give back to local nonprofits with everyday purchases.

• Be a hero every day

  • Make your customers feel good every day by connecting closer to their impact and supporting their communities and the causes they care about.