FISCAL offers statement spreading and exception tickler tracking solutions to fit your institution's needs.  FISCAL SPREADING provides business and personal statement spreading with comprehensive Global Cash Flow analysis, CRE stress testing, Credit Memo generation, and more.  FISCAL TRACKING handles financial statement tickler tracking, document exceptions, covenant compliance monitoring, and policy exceptions.  Easily create and manage customer reminder notifications to ensure nothing falls through the cracks.  For more than 30 years, community banks across the country have depended on FISCAL SPREADING & TRACKING.